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MAKING HOME
OWNERSHIP
POSSIBLE

Dallas Neighborhood Homes (DNH) is a non-profit, state licensed mortgage banker, and we specialize in giving home loans to households with low to moderate income. Through our Dream Builder: Southern Dallas Loan Program, we work closely with Dallas Area Habitat for Humanity to provide down help facilitate home ownership and make loans affordable.

HELPING FAMILIES
GET THIER
DREAM HOME

Our Dream Builder: Southern Dallas Loan Program offers affordable mortgages, which means homeowners never have to worry about paying immensely expensive mortgages. On top of that, we offer up to 100% financing on the value of the home, so buyers don't even have to worry about making a down payment, and Dallas Area Habitat for Humanity will pay up to $2,000 in closing costs!

THE DREAMER BUILDER:
SOUTHERN DALLAS
LOAN PROGRAM

Potential homebuyers can take advantage of the Dallas Area Habitat For Humanity's convenient, easy-to-use online pre-screen tool and to see if they qualify for the homeownership program. To become a member of our "Homebuyer's Club," buyers must prove that they're "mortgage ready" by passing 6 homebuyer education courses, which are provided by Dallas Area Habitat for Humanity. They must also be a citizen or legal permanent resident. The other eligibility highlights include:

OTHER ELIGIBILITY HIGHLIGHTS YOU NEED TO KNOW
DEBT RATIO
30% maximum housing debt
40% maximum debt ratio
INCOME LIMITS
Maximum 80% of HUD AMI
CREDIT STANDARDS
Medicals are waived if less than $10,000 All other accounts that are in collections or charged off less than 3 years must be paid off
RESERVES
None required
SWEAT EQUITY
200 - 250 hours of sweat equity with Dallas Area Habitat for Humanity
Location Map
Dream Home
We Finance Homes in These Zip Codes
750437523675227
752107511575241
752177521275203
752337522475216
750517523775232
752117513475253
7522375215
Dream Home
Let's Talk Dream Home
Are you a potential homebuyer that meets these guidelines? We'd love to talk with you. Please start by accessing the pre-screen tool on the Dallas Area Habirar For Humanity website under the "Apply For A Home" tab. The website is https://www.dallasareahabitat.org/homeownership-center/buying-a-home/apply-now/